Edmond real estate OK, Oklahoma City real estate and Deer Creek real estate, home listings and homes for sale in Oklahoma, Military Relocation - Gary and Deb Atchley, REALTORS, Military Relocation® Gary and Deb Atchley REALTORS(r) for Edmond, Oklahoma City and Deer Creek, Oklahoma real estate, Military Relocation - NUMBER1EXPERTS™ Gary and Deb Atchley NUMBER1EXPERTS(tm) for Edmond, Oklahoma City and Deer Creek, Oklahoma real estate, Military Relocation







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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
What house is considered to be the first house with running water in America?

A 
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Gary and Deb Atchley, REALTORŪ, real estate agents and broker for Edmond, Oklahoma City and Deer Creek Oklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

The Gary Atchley Group
Keller Williams Realty

10 East Campbell
Edmond, OK. 73034
Phone: 405 330 2777
Toll Free: 800-579-1992
Fax: 866-284-0008
Email: expert@atchleygroup.com

The Gary Atchley Group's mission is to cultivate long term "win-win" relationships with buyers/sellers, investors, Realtors, vendors and employees that is rooted deep in integrity, professionalism and exceptional service within each real estate transaction. Call or email us today.

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